Financing Tailored Solutions, No Friction

Custom Debt, Equity, and Hybrid Structures to Close Deals Fast and Scale Developments Efficiently.

Flexible Capital for Builders, Buyers, and Development Partners

Red Leaf Investments provides tailored financing solutions that simplify acquisition and development. We offer financing for every aspect of the development lifecycle—for builders and buyers alike. Whether you're a builder acquiring lots, a buyer of premium land, or a partner needing capital, we structure financially sensible deals from day one. Unlike traditional lenders, we understand the real challenges of closing deals, enabling us to create financing structures that banks often reject.


Luxury Homebuyers


We act as a land bank for all buyer sources. Our goal is to simplify the purchase process and enable buyers to leverage our track record and established advantages in the market.

Who Do We Finance?

We're offering a first-lien debt position on the acquisition of one of the most unique riverfront properties in the DFW market—1,258 acres featuring one mile of boatable Brazos River frontage in Weatherford's path of growth.

Builders & Developers

Custom home builders and developers looking to acquire finished lots or raw land in our master-planned communities. We make it simple to get started without tying up all your capital upfront.

Investment Partners

Qualified investors and development firms seeking capital partnerships on land acquisition, infrastructure development, or vertical construction phases.

Land Buyers

Investors or end-users acquiring large tracts (15-300 acres) from our properties who need creative financing to close the deal.

Luxury Homebuyers

High-net-worth individuals are purchasing premium lots or large acreage tracts in our Brazos River developments. We offer seller financing that gives you flexibility traditional mortgages can't provide.

Financing Options


Seller Financing for Lot & Land Purchases


We offer direct seller financing on lot and land sales within our developments, making it easier for builders and buyers to acquire property without traditional bank constraints.


Terms:


  • Competitive interest rates based on creditworthiness and down payment
  • Flexible down payment requirements (typically 20-30%)
  • Terms ranging from 3-10 years, depending on property type and buyer profile
  • No bank underwriting delays or excessive documentation requirements
  • Fast closing timelines (often 30 days or less)


Benefits:


  • Simpler qualification process than traditional bank loans
  • Faster closings with less bureaucracy
  • Flexible structure tailored to your project timeline
  • Direct relationship with seller (no third-party lender complications)
  • Option to pay off early without prepayment penalties


Development Partner Financing


For qualified development partners, we offer joint-venture structures and preferred equity arrangements that provide capital for infrastructure development, entitlements, or vertical construction phases.


Options:

  • Joint venture equity partnerships with profit-sharing structures
  • Preferred equity positions with fixed returns and equity upside
  • Mezzanine financing for projects requiring flexible capital stacks
  • Construction financing for vertical development phases
  • Land banking arrangements for future phase acquisitions

We're open to creative structures that align interests and share risk appropriately.


Private Lending & Investor-Backed Deals

Red Leaf has relationships with private lenders and capital partners who provide financing for qualified buyers and development projects when traditional banks won't.


Applications:

  • Bridge loans for land acquisition
  • Construction financing for custom homes
  • Development loans for infrastructure and entitlement
  • Refinancing of existing land holdings
  • Portfolio lending for multiple property acquisitions

We can facilitate introductions and help structure deals that meet lender requirements while giving you the flexibility you need.

Why Finance Through Red Leaf Investments?

We know the properties we're financing better than anyone—we developed them. That means we can underwrite deals more accurately and take calculated risks that outside lenders won't consider.

We're Developers, Not Bankerse

We understand the real challenges of land development and construction. When you need flexibility on timing, payment structure, or release schedules, we get it—because we've been there.

Alignment of Interests

When we finance your purchase, we want you to succeed. Your success means our community develops faster, values increase, and everyone wins. We're not looking to foreclose—we're looking to build long-term relationships.

Speed & Simplicity

No 90-day underwriting timelines or endless documentation requests. We can evaluate creditworthiness and structure deals quickly because we control the asset and understand the market.

Flexibility Traditional Lenders Don't Offer

Banks operate on rigid formulas. We can customize terms based on your specific situation, project timeline, and financial profile. Need interest-only payments during construction? Balloon payment structure? Staged releases? Let's talk.

Qualification Requirments

While we're more flexible than banks, we still underwrite responsibly. Here's what we typically look for:


For Builders:

  • Demonstrated track record of completed projects
  • Strong credit profile (typically 680+ credit score)
  • Financial statements showing operating capacity
  • References from subcontractors and previous land sellers
  • Down payment of 20-30%, depending on project scope

For Individual Buyers:

  • Strong personal credit (typically 700+ for best terms)
  • Demonstrated ability to service debt
  • Down payment of 20-40%, depending on purchase price
  • Personal financial statements
  • Verification of income or liquid assets

For Development Partners:

  • Proven track record in real estate development or investment
  • Strong financial position with audited statements
  • Alignment with Red Leaf's quality and execution standards
  • Accredited investor status (for equity structures)
  • Significant capital commitment alongside Red Leaf

How It Works

Each path offers significant return potential. The riverfront's character, scale, and location give us flexibility that most land deals lack.

1. Initial Consultation

Reach out to discuss your financing needs. We'll review your project, timeline, and financial situation to determine if our financing makes sense.

2. Preliminary Approval

Submit basic financial information (credit report, financial statements, project details). We'll provide preliminary approval and indicative terms within 7-10 business days.

3. Term Sheet

Once we agree on structure, we'll issue a term sheet outlining interest rate, down payment, term, payment structure, and release provisions.

4. Due Diligence

We'll conduct standard due diligence (credit verification, financial review, project feasibility). You'll conduct your property due diligence (survey, title, environmental, if applicable).

4. Documentation & Closing

Attorney-prepared loan documents, promissory note, and deed of trust. Close through title company with standard closing procedures.

6. Servicing & Releases

Make payments according to the agreed schedule. For builders, we release individual lots as they're paid off or sold. Transparent communication throughout the term.

Current Investment Highlights

Current Opportunities

We're currently offering financing on:


  • River Ranch on the Brazos
    Finished lots and large acreage tracts with seller financing available for qualified buyers and builders.

  • Brazos Riverfront Development (Future)
    As we advance planning and entitlements for our 1,258-acre Brazos Riverfront property, financing options will become available for large-tract purchases and development partnerships.


Important Disclosures

Financing provided by Red Leaf Investments, LLC or affiliated entities is subject to credit approval, property appraisal, and execution of appropriate legal documentation. Terms, rates, and availability are subject to change. Financing options vary by property and buyer qualifications.

Stay informed on new opportunities, development milestones, and market insights from the Red Leaf Investments team.

News & Insight

Contact Us

Need help?

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(254) 403-0537
Support Hotline

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FAQ's

  • Is this seller financing reportable to credit bureaus?

    Generally no. We're not an institutional lender, so we don't typically report to credit agencies unless we've negotiated a deal. It's private financing between you and Red Leaf on the property we own.



  • What happens if I want to pay off early?

    Go ahead. No prepayment penalties in most cases. We want to provide flexibility for you as your project progresses. If you sell a home faster than expected or refinance with a bank, pay us off and move on.




  • What if I need to extend the term because my project is delayed?

    Yes, and we prefer it. Volume financing gets better terms because it creates committed partners in our developments. Builders financing 5+ lots often get staggered payment schedules and release provisions that make the deal work better for everyone.

  • Do I need to put utilities in myself or does Red Leaf handle that?

    Depends on the development phase and lot type. At River Ranch, utilities are to the lot line. You're responsible for connecting to your build. On raw acreage tracts, you may be installing your own well and septic. We're clear about what's included before you close.



  • Can I assume Red Leaf's financing if I sell the lot to someone else?

    Sometimes, with our approval. The new buyer needs to qualify just like you did. We're not going to let someone with terrible credit take over your note. If they qualify, the process is usually straightforward and involves a small processing fee.